Yesterday I mentioned something very exciting happened on Saturday and that I'd fill you guys in today. A little back story first...
This is the year that Caleb and I got more serious about paying off debt. A few days into the new year we were able to pay off loan #1 (which rocked)! Then we had to pay a LOT in taxes from our first full year of (partial) self employment, and things got a little crazy. It was then time to move onto loan #2 - which was our used car we bought last Fall. We had been putting money away, and putting money away for months, and then paying bills, and paying more bills and finally, we had set aside enough on Saturday to.....
PAY OFF OUR CAR!!!!! Ceellleeebraaate goood timesss, come onnnn!
This is the year that Caleb and I got more serious about paying off debt. A few days into the new year we were able to pay off loan #1 (which rocked)! Then we had to pay a LOT in taxes from our first full year of (partial) self employment, and things got a little crazy. It was then time to move onto loan #2 - which was our used car we bought last Fall. We had been putting money away, and putting money away for months, and then paying bills, and paying more bills and finally, we had set aside enough on Saturday to.....
PAY OFF OUR CAR!!!!! Ceellleeebraaate goood timesss, come onnnn!
insert dance party photo! |
I can't tell you how good it felt to walk out of that bank with a "paid off" receipt in my hand. It probably won't feel REAL until we see the legit title in our mailbox, but regardless...I'm a happy girl to have two loans finally paid off!
It really hit me this week how much extra income we will have once we're debt free. I know last year I spoke more about becoming debt free but its really hitting me now the kind of future we can set ourselves up for by having NO debt.
I'm also learning more and more that this is kind of a "weird" way to live...co workers look at me like I have 3 heads when I tell them I cant go out to lunch w/ them again because I only have $10 in cash to spend for the week! & you know what? I kind of love that. It's also encouraging that we have SO many people in our lives who have such amazing success stories. Remember Sallie & Perkins?! Then our friends Josh + Marie...as well as multiple couples from church. They are all living like NO ONE ELSE because they chose to live like NO ONE ELSE for a little while.
This year has been stressful, tiring, and insanely exhausting to say the least, and being in the midst of this pay-off kinda sucks sometimes, but now I'm treating it like a game. How fast can we pay off our bigger loan #3?! I want to impress myself! So now we're buckling down even more so that by next year? We'll be debt free and can have more freedom...& we can't freaking wait. Thanks for all your wisdom, Dave Ramsey!
NOW? On to loan #3!!!!
It really hit me this week how much extra income we will have once we're debt free. I know last year I spoke more about becoming debt free but its really hitting me now the kind of future we can set ourselves up for by having NO debt.
I'm also learning more and more that this is kind of a "weird" way to live...co workers look at me like I have 3 heads when I tell them I cant go out to lunch w/ them again because I only have $10 in cash to spend for the week! & you know what? I kind of love that. It's also encouraging that we have SO many people in our lives who have such amazing success stories. Remember Sallie & Perkins?! Then our friends Josh + Marie...as well as multiple couples from church. They are all living like NO ONE ELSE because they chose to live like NO ONE ELSE for a little while.
This year has been stressful, tiring, and insanely exhausting to say the least, and being in the midst of this pay-off kinda sucks sometimes, but now I'm treating it like a game. How fast can we pay off our bigger loan #3?! I want to impress myself! So now we're buckling down even more so that by next year? We'll be debt free and can have more freedom...& we can't freaking wait. Thanks for all your wisdom, Dave Ramsey!
NOW? On to loan #3!!!!