If you've been reading for a while, you might remember a post about Caleb and I getting serious about our debt right after we got married. Well, we kind of fell off the wagon because we thought "we're only young once...lets spend some cash", oh how naive we were. January is full of expenses, I'll just say it. Between the weddings I'm in, oil changes, Caleb's last college course, and BM dress alterations, we didn't have much room to budge this month.
So, we're finally hopping back on the wagon that is Dave Ramsey...and it makes us weirdly excited. I'm going to write this here so that I feel like we're held accountable...
Our goal in 2014 is to pay off between $15,000-$20,000 in debt.
Phew. That is a lot of cash...but our big goal is to be debt free in 2ish years. I know that we can do this...every other Friday we'll be hitting up the ATM to pull out the budgeted cash; we are only giving ourselves $20/month each to do whatever we want with, our tithe to church, our gas fund and grocery fund. Caleb and I fell off the wagon because we stopped using cash. A lot of people with discipline can just use their debit cards, but I just can't....swipe swipe swipe. $5 here, $12 there, $7 here...it all adds up, and fast.
So we're back to our cash envelopes, and couldn't be happier. We didn't spend a dime this weekend. It was incredible.
Also, if you read that post a while back, I talked about starting a "Date on a dime" series, and I think I'll actually do it this time. Since we have so little to spend on ourselves/each other, we have to keep things interesting, as our budget will be slim since we're paying off a lot of debt.
So what did we do this weekend?
Visited our BFF's Sallie & Perkins and had a mega game night! We're talkin, Bananagrams,
a heated round of Monopoly, puzzle races, and more Banangrams...oh and I tried perfecting Erin's Sallie's braid.
So, all you crazy folks out there...what do YOU do to save a few bucks or earn extra cash!?
Thanks for all your encouragement, we're ready for this next chapter in life!