...and if you're anything like me...it seems like Christmas sneaks up on you.
EVERY. SINGLE. YEAR.
Now that Caleb and I are married, and we've been budgeting every paycheck (month by month)...there is something we have to add to our savings.
Our Christmas fund.
Don't get me wrong...we won't be going anywhere near as crazy as we have in the past years...we have to be a little less giving... but don't worry, we make up for that in creativity. If you ask me, getting creative with gifts is so much fun. I think it adds a little something that money just can't.
I know its hard to think about Christmas when in most states right now, it doesn't feel like summer. It feels more like our skin is on fire every day the clock hits 10AM. Which I like to call, blazing...BUT...can you imagine for a moment, not having to CHARGE your Christmas presents on a high interest rate credit card!? Or even worry about forking out all the money at once.
What if you just saved a simple $50 a month (if you work full time...that's just an easy $25/paycheck!)?! You would have an easy $300 to spoil your favorite people. If you're on a tight budget like Caleb and I...that will easily MORE than cover all of our gifts for everyone...just remember, you have to channel your inner creativity as well.
If you ask me...creative, "from the heart" gifts, are my favorite.
Like the time I made Caleb a personalized coupon book this past Valentines Day.
& like the night he asked me to be his girlfriend and we made corny tee shirts for each other...
or like the time I literally made an entire day-long Scavenger Hunt for Caleb that sent him traveling ALL around Cincinnati to meet me at the Aquarium.
...it never gets old.
So, friends...start saving! ;) Christmas will be here quicker than you think. Remember...its NOT about the gifts...its truly about spending time together and remembering all of your blessings. I just truly love giving! It's the coolest feeling. Can't wait to pay off our debt, build wealth, and then be able to do some random acts of kindness for complete strangers and all of our best friends.
Happy Tuesday, friends.